Articles: Obamacare -- the View from California
There is much uncertainty particularly for low income or part time youth with pre-existing conditions who can't get health coverage coming off their parents plan at age 26 for whom this is really their only choice. When I look at the plans on the web site, they are not very good financial deals, particularly for healthy young people. They will be very tempted to go without coverage, pay the fine or direct provider bills until they have a major problem, and then sign up (no pre-existing condition limits). They are all (even the gold/platinum plans) HMO's with substantial copays. The subsidy appears to be less than what I was getting from my employer contribution.
Covered California Website
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